My Sweet Retirement Gets Early Access to GrabPay Mastercard

My Sweet Retirement Gets Early Access to GrabPay Mastercard

I believe that most of us should be familiar with Grab and Grab Pay. Besides occasionally using Grab to grab a taxi ride, I also use Grab Pay quite frequently at restaurants and bubble tea joints as everytime you use Grab Pay to pay for the purchase, you earn grab points whereby you can redeem food discount or shopping vouchers. I used to grab food but after a bad experience whereby the delivery rider cancelled my food delivery after 2 hours of wait, I stopped grabbing food delivery using the app.

Today, I received an email notification that Grab that they are launching the GrabPay Mastercard and I have been offered early access. On top of the digital mastercard, they are also offering a physical mastercard.

Here are some benefits that I read about the GrabPay Mastercard

  • Use Singapore GrabPay balance to pay for Grab rides throughout Southeast Asia without incurring transaction and FX fees.
  • Earn grab reward points when you pay using the GrabPay Mastercard
  • Able to use Grab for online purchases although I read about certain sites have disabled the support for usage of GrabPay Mastercard

I have some doubts though

  • No mention of annual membership. It is unknown whether Grab will charge for the usage of the Mastercard in the future
  • Since the usage of the GrabPay Mastercard is still not wide spread, security of the Mastercard is still my concern

Nevertheless, I shall try GrabPay Mastercard out and see how it goes!

Win 50 Dollars or Vouchers With DBS Lifestyle App (Read Terms and Conditions)

Win 50 Dollars or Vouchers With DBS Lifestyle App (Read Terms and Conditions)

This is not an April Fool’s day joke. There is a promotion for DBS Lifestyle Application users (App Store or Google Play Store) between 29th March to 30th June 2018. If you spend a minimum of S$500 qualifying spend (read more below) within the 3 months, you are entitled to win S$50 worth of cash credits or vouchers. I have signed up for the promotion because it seems like a good deal not to be missed!

The prize and quantity can be found in the terms and conditions. It seems that there are only 3,600 who will win the cash credit.

Prize Quantity
S$50 cash credit 3,600
S$50 Foodpanda coupon 1,600
S$50 Lazada coupon 1,600
S$50 Redmart coupon 1,600
S$50 Zalora coupon 1,600

How to Participate

  1. Install the app via Apple App Store or Google Play Store.
  2. Register under the “Pick a Promotion” section.

Win 50 Dollars or Vouchers With DBS Lifestyle App (Read Terms and Conditions)

Spend a minimum of S$500 qualifying spend within 3 months to win the deal. The app does the tracking for you. It is as easy as that!

Win 50 Dollars or Vouchers With DBS Lifestyle App (Read Terms and Conditions)

Qualifying Spend

The tricky part is the qualifying spend. For a moment, I thought I can easily meet the minimum spend if I pay my monthly bills. But no, bill payment is not a qualifying spend!

Below is extracted from the terms and conditions.

“Qualified Spend” is based on posted online/in-app purchases in local and foreign currencies, excluding
refund(s), into the Card Account during the Qualifying Period and exclude the following:

  1. payments to government institutions (court cases, fines, bail and bonds, tax payment, postal services,
    parking lots and garages, intra-government purchases and any other government services not classified
  2. payments to financial institutions (including banks and brokerages);
  3. payments to insurance companies (sales, underwriting, and premiums);
  4. payments to telecommunications providers;
  5. all bill payments;
  6. donations;
  7. payment of funds to prepaid accounts and merchants who are categorized as “payment service providers” and/or “online payment gateway”. For example,, MoneySend,,, SmoovPay, CardUp, iPaymy;
  8. payments to schools, hospitals, professional service providers and payment for parking lots;
  9. EZLink transactions;
  10. payments made via AXS and SAM;
  11. NETS transactions;
  12. balance transfers, cash advance, My Preferred Payment Plan, and any fees and charges (including annual
    fees, interest charges, cheque processing fees, administrative fees, cash advance fees, finance charges
    and/or late payment charges and other miscellaneous fees and charges);
  13. Installment Payment Plan (“IPP”) transaction(s);
  14. betting (including lottery tickets, casino gaming chips, off-track betting, and wagers at race tracks)
    through any channel;
  15. any other transactions determined by DBS from time to time