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Category: Money Management

Money management tips and tricks. There are many financial products out there such as Singapore Savings Bonds, Fixed Deposits, Endowment Plans, Insurance Savings Plan etc.

Financial Goals Progress for December 2025

On December 25, 2025 By My Sweet Retirement In Money Management

I am sharing an update on my Financial Goals Progress for December 2025. This month, the total value of my assets has risen to 108.99% of my target. Based on the chart above, my assets …

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GXS Bank Christmas Promotion 2025

On December 22, 2025 By My Sweet Retirement In Money Management

The GXS Bank Christmas Promotion 2025 has quickly become one of the most attractive year end banking campaigns in Singapore. While many banks tie festive rewards to credit card spending or complicated product bundles, GXS …

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Retirement

Basic Healthcare Sum 2026

On December 16, 2025 By My Sweet Retirement In Money Management

Singapore’s healthcare financing system is anchored by the Central Provident Fund (CPF), which ensures citizens can meet both retirement and medical needs. Within CPF, the MediSave Account plays a central role, and the Basic Healthcare …

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Retirement

Last Chance to Max Your SRS

On December 6, 2025 By My Sweet Retirement In Money Management

This is your last chance to max your SRS (Supplementary Retirement Account) contribution. Most banks in Singapore require processing time for Supplementary Retirement Scheme (SRS) contributions, so avoid waiting until the very last day. To …

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Financial Goals Progress for November 2025

On November 26, 2025 By My Sweet Retirement In Money Management

I am going to update on my Financial Goals Progress for November 2025. This month, the total value of my assets retreated slighted to 106.44%. I exceed my financial goal by 6.44%. The main reason …

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Financial Goals Progress for October 2025

On October 25, 2025 By My Sweet Retirement In Money Management

I am going to update on my Financial Goals Progress for October 2025. In July, I achieved the financial goal that I have set for myself 5 years ago. This month, the total value of …

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Financially Free

Financial Goals Progress for September 2025

On September 30, 2025 By My Sweet Retirement In Money Management

We are only a few months to end this year, and I am excited to update on my Financial Goals Progress for September 2025. In July, I finally achieved the goal that I have set …

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Offset MediShield Life Premium with Healthpoints

On September 18, 2025 By My Sweet Retirement In Money Management

Starting today, you can offset MediShield Life premium with Healthpoints earned with the Healthy 365 app. Singapore’s healthcare ecosystem is evolving again, and this time, it is rewarding citizens not just with better health but …

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The Sweet Retirement Blog was created to share my journey towards achieving a comfortable retirement life.

I am a strong believer that an early and comfortable retirement can be achieved by value investing and accumulation of passive income through stocks that pays stable and consistent dividends.

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Check out my Recent Posts

  • Best Fixed Deposit in January 2026January 11, 2026
    Below are the best fixed deposit rates in Singapore in January 2026. In January, the effective interest rates of Singapore T Bills and Singapore Savings Bond had slightly recovered from its downtrend. The latest issue of Singapore Savings Bond (SBFEB26) gives you 1.35% per annum if you hold it for only 1 year. Can the …
  • SBFEB26 GX26020S is 2.25%January 4, 2026
    The effective interest rate for the Singapore Savings Bond interest rate SBFEB26 GX26020S is 2.25% if I hold it to maturity over 10 years. If I sell SBFEB26 after one year, Singapore Savings Bond interest rate is 1.35% per annum. As you can see from the above chart, the effective interest rate of Singapore Savings …
  • Best REITs in Singapore in January 2026January 1, 2026
    Are you looking for the best REITs in Singapore in January 2026 to invest? Last year, I collected a total passive income of $20,289.89. My passive income ideas or sources come from the dividend payout from my REITs, interest from Singapore Savings Bond and Singapore Treasury Bills (T-Bills). REITs in Singapore continue to be one …
  • Goodbye 2025 Hello 2026December 30, 2025
    Goodbye 2025 Hello 2026. Soon, we will be saying goodbye to 2025 and welcoming the New Year, 2026. Just like last year, I completed my self‑assessment using the Wheel of Life. It is a powerful coaching and personal development tool that helps evaluate different areas of one’s life. The Wheel is usually presented as a …
  • Return from T Bill Singapore in 2025December 28, 2025
    Have you ever wondered what is the return if you invest in every issue of T Bill Singapore in 2025? T Bills also known as MAS T Bills are short-term debt instruments issued by the Singapore government via the Monetary Authority of Singapore to raise funds for its financing needs. These bills are typically sold …

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