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Category: Singapore Savings Bonds (SSB)

Singapore Savings Bonds are fully backed by the Singapore Government. You can always get your investment amount back in full with no capital loss. The bonds are held for 10 years. Interest rate increases over time, and you can exit your investment by redeeming the bonds in any given month. There are no penalties (except for the S$2 transaction fee).

Singapore Savings Bond

SBJUL26 GX26070F is 2.11%

On June 3, 2026 By My Sweet Retirement In Singapore Savings Bonds (SSB)

Just like SBJUN26, the latest Singapore Savings Bond (SBJUL26, GX26070F) delivers an effective return of 2.11% over 10 years if I hold it to maturity. Even a short one‑year holding period offers a 1.46% first‑year …

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Singapore Savings Bond

SBJUN26 GX26060N is 2.11%

On May 12, 2026 By My Sweet Retirement In Singapore Savings Bonds (SSB)

The latest Singapore Savings Bond (SBJUN26, GX26060N) offers an effective return of 2.11% over 10 years if I hold it to maturity. Even if I choose to redeem it after just one year, the 1.46% …

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Singapore Savings Bond

SBMAY26 GX26050H is 2.14%

On April 3, 2026 By My Sweet Retirement In Singapore Savings Bonds (SSB)

The latest Singapore Savings Bond (SBMAY26, GX26050H) comes with an effective return of 2.14% over 10 years, assuming I hold it until maturity. Even if I exit after just one year, the 1.40% first‑year rate …

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SBAPR26 GX26040E is 1.99%

On March 5, 2026 By My Sweet Retirement In Singapore Savings Bonds (SSB)

The effective interest rate for the Singapore Savings Bond interest rate SBAPR26 GX26040E is 1.99% if I hold it to maturity over 10 years. If I sell SBAPR26 after one year, Singapore Savings Bond interest …

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SBMAR26 GX26030W is 2.16%

On February 9, 2026 By My Sweet Retirement In Singapore Savings Bonds (SSB)

The effective interest rate for the Singapore Savings Bond interest rate SBMAR26 GX26030W is 2.16% if I hold it to maturity over 10 years. If I sell SBMAR26 after one year, Singapore Savings Bond interest …

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SBFEB26 GX26020S is 2.25%

On January 4, 2026 By My Sweet Retirement In Singapore Savings Bonds (SSB)

The effective interest rate for the Singapore Savings Bond interest rate SBFEB26 GX26020S is 2.25% if I hold it to maturity over 10 years. If I sell SBFEB26 after one year, Singapore Savings Bond interest …

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SBJAN26 GX26010A is 1.99%

On December 12, 2025 By My Sweet Retirement In Singapore Savings Bonds (SSB)

When I first looked at the numbers for the latest Singapore Savings Bond, SBJAN26 (GX26010A), I could not help but compare them to what the banks are offering right now. A one‑year holding gives me …

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SBDEC25 GX25120E is 1.85%

On November 8, 2025 By My Sweet Retirement In Singapore Savings Bonds (SSB)

The effective interest rate for the Singapore Savings Bond SBDEC25 (GX25120E) is 1.85% if held to maturity over 10 years. While overall SSB rates have been trending downward, this tranche reflects a modest recovery. Curious …

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The Sweet Retirement Blog was created to share my journey towards achieving a comfortable retirement life.

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    Just like SBJUN26, the latest Singapore Savings Bond (SBJUL26, GX26070F) delivers an effective return of 2.11% over 10 years if I hold it to maturity. Even a short one‑year holding period offers a 1.46% first‑year interest rate, which still outperforms many digital bank accounts today. For instance, GXS Bank’s saving pocket currently pays 1.08% per …
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