A complete guide to CareShield Life and MediSave in Singapore for 2026, covering the S$79,000 Basic Healthcare Sum, CareShield Life premiums and payouts, and how the two schemes work together.
Continue reading
Growing Wealth for a Sweet Retirement.
Blog posts related to CPF (Central Provident Fund Board) where the purpose is to fund our retirement needs.
A complete guide to CareShield Life and MediSave in Singapore for 2026, covering the S$79,000 Basic Healthcare Sum, CareShield Life premiums and payouts, and how the two schemes work together.
Continue reading
A complete guide to the compound interest formula and how to use a compound interest calculator, with worked examples using CPF, fixed deposits, and Singapore Savings Bonds.
Continue reading
The complete CPF contribution rate table for 2026 by age group, how to calculate your own contribution, the new $8,000 wage ceiling, and how employer and employee shares actually work.
Continue reading
A breakdown of how CPF LIFE payouts are calculated, the 2026 payout table by Retirement Sum, the three CPF LIFE plans, and practical ways to maximise your monthly retirement income.
Continue reading
Have you heard of the CPF Matched Retirement Savings Scheme (MRSS)? Last year, I topped up S$600 to my parent’s Retirement Account (RA). In 2025, there are significant changes to the maximum allowed amount that …
Continue reading
There are two major CPF changes that will affect me in 2025. We are only 1 day away to end the year 2024 and start the new year 2025. The CPF (Central Provident Fund) is …
Continue reading
On Friday, 16th February 2024, our Singapore Deputy Prime Minister and Minister for Finance Lawrence Wong announced several CPF (Central Provident Fund) changes in Budget 2024. As I am in my forties, some of the …
Continue reading
CPF interest rate to increase! This is a piece of good news for Singaporeans! From 1 July to 30 September 2023, the interest rate for CPF Special and MediSave account will increase from 4.0 per …
Continue reading