Ice Berg

The Path to Financial Freedom

Ice Berg

How do you define your success? Is it getting a promotion at your job or having enough passive income to declare you are working for leisure only? Regardless of which, there are many underlying hard work that most people do not see.

For us, the financial bloggers, there is a lot of underlying hard work and dedication to achieve our own determined success. We have to spend lots of time reading and analyzing annual reports of companies, catching up with financial news and sharing our research on our blogs with readers.

To sustain readership, we have to maintain a good habit of blogging consistently. We also have to make sure what we publish is as accurate as possible. How many of us can withstand the journey?

There can be disappointments whereby sometimes the price of your stock recommendation fell by 10 percent the next day.

Financial bloggers also sacrifice our personal time to write and share our stock analysis with readers. Most of us do not get paid to do this.

There can be failures. I seen a financial blogger who vanish from the internet space after he blogged about selling his 4 room HDB and using all the money to invest in stocks.

It takes a lot of persistence to come this way far. For me, I define success as the day where I never have to work and live off passive income.

How do you define your success?


  1. For some of us, blogging is a hobby only to share our investment journey – not so serious lah.

    But, I do have a certain guideline to follow. At the very least, what I view as “responsible investing”. No gimmicky stuff, no “gambling”, no quick-and-easy path to riches etc.

  2. Hi Sweet Retirement

    Good article there.

    The iceberg is the fruits of the labor but hardly anyone sees the labor being done.

  3. Hi Sweet Retirement,

    I think success isn’t a destination, but a journey. We shouldn’t get too caught up with building our financial freedom without learning how to enjoy what we already have. It’s a fine balance, but I think the most important thing is to enjoy the whole process.

    If we can look back and smile at where we are today because we started back then, I think that’s considered success already. Who knows, we might have fared poorly had we not started the journey.

  4. First of all, I like this iceberg picture very much and have share it with some of my friends.

    I feel it’s better to define financial success as passive income > living expenses only. We should still be working become it is the work that give us intellectual stimulation, personal development, achievement and social connection. If one hate his work, he should quit immediately and look for something that inspire him, don’t wait for financial independence. You don’t need financial independence to do that. You can’t possibly hate all jobs ! There should be something that you like to do and still pay for the living expenses.

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.