1. Interesting. I use the UOB One as it gives a higher interest (2.43% on first S$50,000).

    But you did raise a good point that the DBS Multiplier is easier to achieve on a month to month basis, especially if one fails to meet the UOB S$500 minimum spend for a particular month.

    Anyway, I wrote a similar article taking a look at the accounts, and while I prefer UOB One, I can see the merits of switching to DBS Multiplier down the road. (Related: http://financialhorse.com/cash-buffer/ )

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