Guide to My Savings Bonds Portal

If you didn’t know yet, the My Savings Bonds portal is ready. This means that you no longer have to log in to Central Depository Pte Limited (CDP) to view your Singapore Savings Bonds holdings. I am currently using Stocks Cafe to manage my stock portfolio and Singapore Savings Bonds but the My Savings Bonds portal will serve handy if I only want to view my Singapore Savings Bonds holdings excluding my stock purchases.

When you purchase Singapore Savings Bonds (E.g. via internet banking), the portal automatically gets updated with your purchase once the ballot results are announced.

Through My Savings Bonds, you will be able to:

  • View your total holdings of Savings Bonds, purchased using both cash and SRS funds;
  • See how much more Savings Bonds you can buy before you hit the Individual Limit;
  • Keep track of upcoming interest payments; and
  • Compare the interest rates across different Savings Bonds.

Here is a quick pictorial guide that I have done up.

Guide to My Savings Bonds – Step 1

Click on My Savings Bonds menu at Singapore Savings Bonds portal. You will be redirected to Monetary Authority of Singapore website.

Guide to My Savings Bonds – Step 2

Click on the LOGIN button. You will be redirected to SingPass website where you will have to enter your NRIC and password to authenticate.

Guide to My Savings Bonds – Step 3

After successful authentication using your SingPass, you will be directed to My Savings Bonds portal.

The landing page will immediately show you how much you have invested in Singapore Savings Bonds using cash or SRS. The current maximum allowed (cash and SRS in total) is S$200,000.

The chart will also show you how much interest you will earn in total for all your purchases if you held them for 10 years.

If you want to see more details of each Singapore Savings Bonds that you have purchased, click on the View Details button.

Guide to My Savings Bonds – Step 4

The detailed view shows you the next payout date, next payout amount (cash or SRS), average 10 year interest rate. The interest payout is every 6 months.

Guide to My Savings Bonds – Step 5

Going back to the main page, just scroll down the page and you should see the bar chart that shows you the upcoming interest payments over the next 12 months. You can also choose to see the interest payments over the next 10 years.

Hope this simple guide that I have done up is helpful to you!

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