The effective interest rate for Singapore Savings Bond (SSB) November 2024 (SBNOV24 GX24110N) has fallen to 2.56% if you held it for 10 years. This is anticipated as last month, US Federal Reserve announced a …
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Singapore Stock Screening
Singapore Stock screening is the process of filtering a large number of stocks based on specific criteria to identify potential investment opportunities. Investors use stock screening tools to narrow down the universe of stocks to …
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Income versus Wealth
Do you know the difference between income versus wealth? Income is what we earn and for most of us, this comes from our monthly job salary. Many of us are very focused on our income …
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Financial Goals Progress For September 2024
We are 3 months before ending the year 2024 and I am on track to grow my financial assets based on my Financial Goals Progress for September 2024! The total value of my financial assets …
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What is W-8BEN Form?
What is W-8BEN Form? A few investors have asked me on how to fill up the W-8BEN form. What is this form? The W-8BEN form is a tax form used by foreign individuals to declare …
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Achieve Your Financial Goals by Saving Money
How much should you save? One of the most important aspects of personal finance is saving money. Saving allows you to build a financial cushion for emergencies, achieve your financial goals, and secure a comfortable …
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CICT Rights Issue and Preferential Offering
CapitaLand Integrated Commercial Trust (CICT) is offering shareholders the rights (rights issue) to buy 56 new preferential offering units for every 1000 units, at S$2.007 each. The subscription to the rights and payment was already …
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Value Investing versus Dividend Investing
Value investing and dividend investing are two popular strategies used by investors to make money in the stock market. Value investing focuses on buying undervalued stocks that have the potential to increase in price over …
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