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My Sweet Retirement

Personal views on stock investment, money management, life philosophy

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CPF Salary Ceiling will be raised to 6K

On December 12, 2015 By My Sweet Retirement In Miscellaneous

This is old news but I believe it has slipped through the minds of many. In the Budget 2015 Speech, Mr Tharman announced that the CPF (Central Provident Fund) salary ceiling will be raised from …

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Update on Singapore Savings Bonds December 2015

On December 9, 2015 By My Sweet Retirement In Money Management

It has been 3 months since Singapore Savings Bonds have been launched. Personally, I feel that the effective return per year has not been impressive with interest rate as low as 2.44% in December 2015 …

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My Personal Analysis of Nera Telecommunications

On December 7, 2015 By My Sweet Retirement In Stock Analysis

If you have ever used credit card to make payment at any shopping malls in Singapore, you probably have used one of the payment terminals supplied by NeraTel. NeraTel has 3 main business focus areas. …

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Book Review: How 25 Good Ideas Became Great Companies

On December 6, 2015 By My Sweet Retirement In Books I Read

Do you aspire to be an entrepreneur? Throughout our career life, most of us have an idea that came across but have no idea where to start. Maybe we are comfortable with our current job, maybe …

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SMRT Shares Surges on Hopes of Rail System Reform

On December 5, 2015 By My Sweet Retirement In Stock News

SMRT shares surged to a day high of S$1.575 on Friday, 4th December 2015 after our transport minister Mr Khaw Boon Wan spoke about integrating the roles of the Land Transport Authority (LTA), which currently designs …

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Summary of November 2015 Transactions

On November 30, 2015 By My Sweet Retirement In My Stock Transactions

The market slightly rallied in the first week of November and I took opportunity to sell off Nam Lee Pressed Metal at a profit of 2.3% (capital gains + dividends). The dividend yield of Nam …

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Check out my Recent Posts

  • When Will You Sell A Stock
    REITs I Can Still Buy In My Stock PortfolioSeptember 18, 2023
    What are the REITs I can still buy in My Stock Portfolio? This is the question that I have been pondering on. Given the high interest rate environment, this is a disadvantage to all REITs as the interest expense eats into the distributable income. Originally, I thought that I should increase my position in Mapletree … Read more
  • Hektar REIT
    Frasers Centrepoint Trust Hektar REIT DiversifiesSeptember 17, 2023
    Frasers Centrepoint Trust’s associate Hektar REIT diversifies from retail into the Education industry. If you do not know, Frasers Centrepoint Trust held 30.97% of the units in Hektar REIT (Hektar Real Estate Investment Trust). Hektar REIT is a retail-focused REIT in Malaysia listed on the Main Market of Bursa Malaysia Securities Berhad. Hektar REIT’s property … Read more
  • Lendlease REIT FY2023 Financial Results
    Lendlease REIT Sold DownSeptember 16, 2023
    Recently, Lendlease REIT has been sold down by investors. The share price of Lendlease Global Commercial REIT (SGX:JYEU) has fallen as much as 16.42% in the past 6 months. What has happened? As you can see from the chart above, Lendlease REIT’s share price has dipped significantly since the mid of August 2023. This happen … Read more
  • Insurance
    Tiq 3 Year Endowment Plan is 4.80% p.aSeptember 9, 2023
    The latest Tiq 3 Year Endowment Plan launched in August 2023 can give you up to 4.80% p.a. This is a single premium, non-participating life insurance savings plan. This plan has a policy term of 3 years. A lump sum guaranteed maturity benefit will be paid at the end of the policy term. Similar to past … Read more
  • Financial Goals Progress May 2022
    SBOCT23 GX23100T is 3.16%September 6, 2023
    The effective interest rate for October 2023 Singapore Savings Bonds (SBOCT23 GX23100T) is 3.16% if you held it for 10 years. This is a significant increase of 0.10% as compared to SBSEP23 GX23090F effective interest rate of 3.06%. If you notice from the chart above, the interest rate is slowly creeping up since July. If … Read more
  • Changi City Point
    Frasers Centrepoint Trust Divest Changi City PointSeptember 5, 2023
    On 30th August 2023, Frasers Centrepoint Trust announced the proposal to divest Changi City Point for a consideration of S$338.0 million in cash. The sale is approximately 4% above the valuation of S$325.0 million as at 31 July 2023. The estimated net gain and capital gain are approximately S$10.9 million and S$20 million, respectively. The … Read more
  • Mapletree REITs That Increased DPU
    Singapore REITs To Buy in September 2023September 2, 2023
    Singapore Presidential Election is over. Let us go back to look at Singapore REITs To Buy in September 2023. As shared last month, most REITs were impacted by the higher financial costs due to the Fed rate hikes. The higher financial costs eroded into the Distributable Income to Unitholders. Because of the decline is DPU … Read more
  • Financial Goals Progress May 2022
    Financial Goals For August 2023August 26, 2023
    It is the same time of the month again where I provide an update on the progress of myself trying to reach my targeted financial goals for August 2023. The total value of my financial assets decreased from 71.06% to 70.00%. The decline was due to the decline in total value of my stock portfolio. … Read more

Check out my Posts under the below Categories

  • Annual Review (22)
  • Books I Read (13)
  • Cryptocurrency (18)
  • Miscellaneous (86)
  • Money Management (248)
  • My Stock Transactions (77)
  • Personal Development (6)
  • Stock Analysis (58)
  • Stock News (314)
  • Stock Screening (33)

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