January 2017 Singapore Savings Bonds gives you an effective interest rate of 2.18% over 10 years! Finally, the interest rate for Singapore Savings Bonds has slightly recovered after being on a downtrend in the year 2016. …
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Money management tips and tricks. There are many financial products out there such as Singapore Savings Bonds, Fixed Deposits, Endowment Plans, Insurance Savings Plan etc.
Update on Singapore Savings Bonds August 2016
It has been two months since I did an update on Singapore Savings Bonds. Singapore Savings Bonds is really doing badly. The effective return per year for September has fallen to a low of 1.75%. How …
Continue readingThe Importance of Financial Literacy – Unit Trust
Recently, my wife has just gotten her annual performance bonus. She told me she want to invest. If she does not invest, her money will depreciate over time. Thus, I asked how? She replied that …
Continue readingUpdate on Singapore Savings Bonds June 2016
The effective return per year for Singapore Savings Bond fell to a low of 1.94% for June 2016 before recovering to 2.06% for July 2016. If you have followed my blog, you know that I …
Continue readingUpdate on Singapore Savings Bonds March 2016
I have been monitoring the Singapore Savings Bonds for the past few months, hoping for interest rates rise. I was hoping for safe heaven to park my excess cash. However, the results have been disappointing. …
Continue readingMy Sweet Retirement Current Portfolio Dividend Yield
Recently, I did a rough calculation of the dividend yield on my stock portfolio. The formula is based on the total dividends I collected for FY15 divided by the total amount I invested. The current …
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