Recently, I did a rough calculation of the dividend yield on my stock portfolio. The formula is based on the total dividends I collected for FY15 divided by the total amount I invested. The current …Continue reading
Category: Money Management
Money management tips and tricks. There are many financial products out there such as Singapore Savings Bonds, Fixed Deposits, Endowment Plans, Insurance Savings Plan etc.
Chinese New Year 2016 Fixed Deposit Promotions
Chinese New Year 2016 is approaching soon. Every year this time, banks will offer promotional fixed deposit rates. Last year, I placed my money with POSB for 12 months at a promotional interest rate of …Continue reading
Update on Singapore Savings Bonds December 2015
It has been 3 months since Singapore Savings Bonds have been launched. Personally, I feel that the effective return per year has not been impressive with interest rate as low as 2.44% in December 2015 …Continue reading
Diversify your Investments with Singapore Savings Bond
In a short summary, Singapore Savings Bonds are a special type of Singapore government securities. There is no lock in period and you can redeem the bonds in any given month. You can apply via …Continue reading
How to project your CPF Savings 20 years down the road?
Do you know if your CPF savings are enough for retirement? Well, Central Provident Fund Board (CPF) has recently launched an excellent mobile application (available on iPhone and Android). It lets you project how much CPF savings there …Continue reading
POSB Fare Free Friday. Just card it!
EZ-link is having a good promotion right now. If you sign up for EZ-Reload, your bus and train ride is 100% free every Friday! Promotion is until 31st July 2015.Continue reading