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Category: Money Management

Money management tips and tricks. There are many financial products out there such as Singapore Savings Bonds, Fixed Deposits, Endowment Plans, Insurance Savings Plan etc.

Teach Your Kids to Spend, Save and Share

On March 19, 2018 By My Sweet Retirement In Money Management

Recently, I attended a parenting course organized by my neighborhood community center. One of the topic is to teach your children about financial literacy. Just like me, I believe many parents out there does not …

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April 2018 Singapore Savings Bonds is 2.31%

On March 18, 2018 By My Sweet Retirement In Money Management

The effective interest rate for April 2018 Singapore Savings Bonds gives you an effective interest of 2.31% if you hold it for 10 years. That will be a total of S$2,340 of interest collected if …

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Seventy Four Percent Invested, Twenty Six Percent Cash

On February 13, 2018 By My Sweet Retirement In Money Management

My cash holdings versus total amount invested fell from 28% in December 2017 to 26% in current month February 2018. I attributed the decrease in cash as I invested S$3K into the Ethereum mining rig …

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Join The Burrow To Learn Secret Financial Tips and Tricks

On February 3, 2018 By My Sweet Retirement In Money Management

DBS Bank is getting secretive nowadays. Thanks to fellow financial bloggers, I get to know there is this secretive “hole” called “The Burrow” which is a closed Facebook group. According to the about page, as …

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Why I Switched to DBS Multiplier Account

On December 25, 2017 By My Sweet Retirement In Money Management

OCBC 360 account used to be the best savings account in town giving you a maximum yield of 3.25% per year until they decided to revise their criteria on the interest rates. You can read …

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Seventy Two Percent Invested, Twenty Eight Percent Cash

On December 23, 2017 By My Sweet Retirement In Money Management

Cash on hand increased to twenty eight percentage this month as I received my December salary and Annual Wage Supplement.  The AWS is also called the “13th month payment”. If you didn’t know, according to …

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The Sweet Retirement Blog was created to share my journey towards achieving a comfortable retirement life.

I am a strong believer that an early and comfortable retirement can be achieved by value investing and accumulation of passive income through stocks that pays stable and consistent dividends.

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Check out my Recent Posts

  • Financial Goals March 2023March 25, 2023
    Above is the progress of me reaching my targeted financial goals for March 2023. The total value of my financial assets increased from 64.46% to 65.41%. The minor increase was attributed to the increase in overall value of my stock portfolio in March 2023. I compute the total value of my financial assets based on …
  • Credit Suisse CrisisMarch 19, 2023
    Following the collapse of Silicon Valley Bank, the Credit Suisse crisis plagued the banking industry. On 15th March 2023, the shares of Credit Suisse slumped when the chairman of the bank’s largest shareholder, Saudi National Bank ruled out investing further more into Credit Suisse. As you can see below, the share price dipped from 2.28 …
  • Silicon Valley Bank CollapsedMarch 11, 2023
    Silicon Valley Bank (SVB) collapsed on Friday (10 March 2023). US regulators had put it under the control of the US Federal Deposit Insurance Corporation. If you never heard of Silicon Valley Bank, the bank is a startup focused lender whereby they lend money to US technology companies focusing on innovation. As of Q4 2022, …
  • GREAT SP Series 10March 7, 2023
    GREAT SP Series 10 is a short term Endowment plan that provide guaranteed returns of 4.00% p.a. at the end of 1 year. As this is a limited tranche, it is available on a first come first serve basis. If you are not familiar with GREAT SP Series, the benefits of this endowment plan are …
  • Highest Yielding REITs in March 2023March 5, 2023
    What are the highest yielding REITs in March 2023? Most REITs had or going to ex-dividend this month. I am looking to collect my pay out from the REITs in my stock portfolio. Based on my observation, when REITs ex-dividend or pay out, the stock price usually declines slightly. When the stock price declines, this …
  • SBAPR23 GX23040S is 3.15%March 1, 2023
    The effective interest rate for April 2023 Singapore Savings Bonds (SBAPR23 GX23040S) is 3.15% if you held it for 10 years. The effective interest rate has increased by 0.25% as compared to 2.9% last month. If you want to know how to predict the future interest rate of Singapore Savings Bonds, you can read more at Predict …
  • Financial Goals February 2023February 26, 2023
    Above is the progress of me reaching my targeted financial goals for February 2023. The total value of my financial assets increased from 64.02% to 64.46%. Similarly to January, the minor increase was attributed to the increase in overall value of my stock portfolio in February 2023. I compute the total value of my financial …
  • CPF Monthly Salary Ceiling To IncreaseFebruary 25, 2023
    In the recent FY2023 Budget, Deputy Prime Minister and Minister for Finance Lawrence Wong announced that the CPF monthly salary ceiling to increase from the current S$6,000 to S$8,000 by the year 2026. If you are worry about the sudden increase, you will be glad to know that the increase will take place in four …

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