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Category: Money Management

Money management tips and tricks. There are many financial products out there such as Singapore Savings Bonds, Fixed Deposits, Endowment Plans, Insurance Savings Plan etc.

The Importance of Financial Literacy – Unit Trust

On July 9, 2016 By My Sweet Retirement In Money Management

Recently, my wife has just gotten her annual performance bonus. She told me she want to invest. If she does not invest, her money will depreciate over time. Thus, I asked how? She replied that …

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My Sweet Retirement Current Portfolio Dividend Yield

On March 6, 2016 By My Sweet Retirement In Money Management

Recently, I did a rough calculation of the dividend yield on my stock portfolio. The formula is based on the total dividends I collected for FY15 divided by the total amount I invested. The current …

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Chinese New Year 2016 Fixed Deposit Promotions

On January 10, 2016 By My Sweet Retirement In Fixed Deposits, Money Management

Chinese New Year 2016 is approaching soon. Every year this time, banks will offer promotional fixed deposit rates. Last year, I placed my money with POSB for 12 months at a promotional interest rate of …

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How to project your CPF Savings 20 years down the road?

On August 3, 2015 By My Sweet Retirement In Money Management

Do you know if your CPF savings are enough for retirement? Well, Central Provident Fund Board (CPF) has recently launched an excellent mobile application (available on iPhone and Android). It lets you project how much CPF savings there …

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POSB Fare Free Friday. Just card it!

On July 31, 2015 By My Sweet Retirement In Money Management

EZ-link is having a good promotion right now. If you sign up for EZ-Reload, your bus and train ride is 100% free every Friday! Promotion is until 31st July 2015.

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The Sweet Retirement Blog was created to share my journey towards achieving a comfortable retirement life.

I am a strong believer that an early and comfortable retirement can be achieved by value investing and accumulation of passive income through stocks that pays stable and consistent dividends.

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Check out my Recent Posts

  • Singapore Savings Bonds SBNOV26 GX26110X
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    Singapore Savings Bond SBNOV26 (GX26110X) offers a 2.45% 10-year average return, up from 2.32% last month. Full interest rate table, issue details, and how to apply.
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    Best Fixed Deposit Rates October 2026October 5, 2026
    A roundup of the best fixed deposit rates in Singapore for October 2026, sourced directly from the official pages of DBS, POSB, UOB, OCBC, Standard Chartered, CIMB, Hong Leong Finance, RHB, Maybank, and Bank of China.
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    CICT 1H 2026 financial results have once again demonstrated the resilience and income stability of Singapore’s largest commercial REIT, reinforcing its position as a core holding for long-term investors seeking predictable distributions and exposure to high-quality retail and office assets. As CICT currently makes up 8.07% of my stock portfolio, the latest performance update is …
  • OCBC 360 Account
    OCBC 360 Account: Complete Guide to Rates and Fees (2026)October 3, 2026
    A complete guide to the OCBC 360 Account, covering the current interest rate tiers, the limited-time rate promotion, eligible insurance and investment products, fees, and how it compares to other accounts, sourced directly from OCBC's official website.
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