Financial Goals Progress September 2021

Financial Goals Progress September 2021

Above is the progress of me reaching my targeted financial goals for September 2021. The total value of my financial assets have increased from 59.57% to 60.36%. The growth is 0.79%.

What does my financial assets comprise of? The total value of my financial assets comprised of the following:

Insurance Savings

Singlife, Dash EasyEarn and Dash PET accounts are alternative to traditional savings accounts as they are potentially safe haven whereby you just deposit money and watch them grow effortlessly.

I have reached the maximum allowed amount of S$20,000 in Dash EasyEarn which is giving me a return of 1.2% per annum.

Dash PET is also giving me 1.70% p.a. for the first S$10,000. The crediting rate for any amount above S$10,000 is 1.20%.

Singlife return is lower at 1% p.a. for the first S$10,000.

Singapore Savings Bonds

There is no Wow factor with Singapore Savings Bonds as I collect my monthly “kopi” money.

In September, I have collected the following interest payout from the Singapore Savings Bonds that I have bought every month over the years.

  • March 2020 (GX20030Z)
  • September 2019 (GX19090H)
  • March 2019 (GX19030Z)
  • September 2018 (GX180890T)
  • September 2017 (GX17090X)

The effective interest rate of this month’s issue of Singapore Savings Bond (SBOCT21) is giving 1.39% per annum. Readers who wanted safe haven or place for emergency funds should consider.

My Stock Portfolio

I use Stocks Café to keep track of the total value worth of my stocks.

In August, Manulife US REIT posted 11.5% drop in H1 Distribution Per Unit (“DPU”) to 2.7 US cents because of lower rental income. This has caused the share price to decline slightly.

Taking advantage of the weakness, I nibbled on Manulife US REIT. As such, my position in Manulife US REIT increased from 3.97% to 4.82%.

Financial Goals Progress September 2021

Auto Investing with Syfe

In May 2021, I started the Core Growth portfolio with Syfe. As of today, Syfe has provided me a time weighted return of 1.42%. The return has declined due to the recent retreat of China stocks.

Dividends

In September, I have collected dividends from ComfortDelgro, Delfi, Capitaland Integrated Commercial Trust, OUE Commercial REIT, and Manulife US REIT.

Forex

In September, the Return On Investment (“ROI”) was 21.78%.

Financial Goals Progress September 2021

Summary of Financial Goals Progress September 2021

This month was a difficult time for many. The number of new COVID positive cases are on the rise and the government have no choice but to tighten measures again.

At the point of writing, the default is work from home again and only 2 is allowed to dine together. The tighten measures continue to add stress on food and beverage businesses. Malls continue to suffer due to the decline of shoppers and some shops decided to wind their businesses for good.

When will this pandemic end?

One thought to “Financial Goals Progress September 2021”

  1. Hi, good day to you!
    I realized that your portfolio comprises only ParkwayLife Reit in the healthcare sector. Would appreciate you views on First Reit in terms of dividend payout, growth and long terms prospect….I’d like to divest some holdings or bite the bullets by reinvest to health care industry…that being said, ParkwayLife Reit has a higher entry price which has put me off as for now.

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