Funan Opening Ahead of Schedule in 2Q2019

Time really flies and I remembered I wrote about Funan DigitaLife Mall being closed for redevelopment in the year 2015 (Read more: Funan DigitaLife Mall Closing for Redevelopment). There is a piece of good news for CapitaMall Trust share holders. Funan is opening ahead of schedule in 2Q 2019. The retail as well as its office components are now slated to open in 2Q 2019, instead of the earlier announced 3Q2019.

The opening of lyf Funan Singapore, a coliving serviced residence component within Funan, managed by The Ascott Limited, has also been brought forward from 2020 to 4Q 2019. Read More

Summary of September 2018 Transactions

Earlier this month, I have added more Frasers Logistics and Industrial Trust into my stock portfolio. As such, my percentage holdings of Frasers Logistics and Industrial Trust has increased from 13% to 15% of my entire stock portfolio. At the current yield of 6.88%, Frasers Logistics and Industrial Trust is still attractive to me (Read more: What To Invest Now? ).

If you have read my recent post, you will also know that I am waiting for an opportunity to buy into Frasers Commercial Trust as well (Read more: My Personal Analysis Of Frasers Commercial Trust). The stock price of Frasers Commercial Trust has gone up to S$1.43 which I think might be a little non-attractive to enter at this current price. Like I wrote about, I am more comfortable to buy into Frasers Commercial Trust at S$1.41 and below for a dividend yield of 6.80%.

The next update is my wife’s stock portfolio.

If you have noticed, there is a huge jump in terms of allocation for Frasers Logistics and Industrial Trust. Using the combined dividends that both of us have collected this year, she bought more of Frasers Logistics and Industrial Trust given the current attractive dividend yield of 6.88%. She will like to add more of Singtel but the price fluctuations is too fast and she didn’t managed to catch it S$3.10 and below. Certain stocks in her stock portfolio are not performing too well such as Tai Sin Electric, Singtel and Starhill Global Reit. However, we are less worried.

Like the saying goes, “Keep Calm and Collect Dividends!

Is My Sweet Retirement Suffering?

Recently, Dr Wealth blogged about the topic “Are Financial Bloggers Suffering?”. The topic has drawn the attention of many fellow financial bloggers. It has also got me thinking “Is My Sweet Retirement Suffering?” This recent topic sounds pretty similar to a blog post I written two years ago about the struggle to Financial Freedom. (Read more: The Path to Financial Freedom).

I remembered a conversation with my wife. I told her we need to cut our expenses to free up some cash flow. She replied that we should find ways to earn more money instead.

If you followed my blog, you know I drove a car. I will also prefer to “suffer” by choosing the nearest car park with either per entry or cheaper hourly parking rates.

Dr Wealth also mentioned on the idea on saving money by cutting down on Starbucks. I do agree coffee at Starbucks is expensive. I am a coffee addict. However, I am not a fan of Starbucks coffee. I make my own Nespresso coffee at the comfort of my home.

People choose to Suffer now for a better tomorrow.

Am I suffering just by choosing to park my car at a cheaper car park, cutting down on Starbucks or going for less holidays? Honestly, that has not came across my mind that I am suffering because of these.

It is the people who have high ability but choose to Suffer that left me torn.

I dislike working because there are many demands from the company I am working for. I dislike not having to work because I will be bored without work and achievements. Both need to strike a balance. Does it also mean that people who have high ability should quit the comfort of their current jobs and go somewhere challenging to compete? Personally, I think it is foolish to do so. We can always take on a more challenging role within the same company.

Last but not least, I do not think I am suffering in order to achieve financial independence. It is more of an ambition of achieving financial independence that I will like to work hard towards to. Because by achieving financial independence, this means I can wake up anytime I want, go wherever I wish, do whatever I want to!