Head, Heart and Habit

Head Heart Habit

Recently, I came across an article in SIM University newsletter. SIM University’s education philosophy was mentioned which are three H’s – Head, Heart and Habit.

Head: Professionally competent and job-ready, with strong applied skills

Heart: Socially conscious with a desire to make positive changes in society

Habit: A self-directed learner with strong work ethics and values.

Being a SIM University graduate myself, the education philosophy are really meaningful to me and I reminded myself constantly of the above values in my work and in stock investing.

1. Head

I cannot say I am professionally competent in stock investing because this is not my full time profession. I relate this core value to the knowledge I have accumulated throughout my journey in stock investing. By applying the knowledge I accumulated, I screen for stocks that meet my criteria of a good stock (Growth + Dividend).

2. Heart

We must not become arrogant for our win in selecting the winning stock. I know some investors became arrogant when they make profits in stock trading. At work, we should also not become arrogant when we climb up the corporate ladder. We should lend a helping hand whenever our juniors need help.

By starting this blog My Sweet Retirement, I hope to share my stock investing journey and learning with readers out there. I also pledge to donate to a charity organisation when I am not so financially tied up with all the high cost of living expenses. I am glad that I now donate to a charity organisation through giro monthly. This is my way of contributing back to the society.

3. Habit

When I started my journey in stock investing in 2008, I lost all of my investment which amounts to almost a total of 6K. It was pure speculation. I lost it all. Having learnt my lesson, I started reading books about value investing and attended stock investing courses. I learnt that stock investing needs patient. Today, I have accumulated a stock portfolio  that gives me a return of 5.5% dividends annually.

I am still constantly learning and growing my stock portfolio.