About Me


I am a working salaried professional in my mid 30s. Just like most Singaporeans, I worked long office working hours, often trying very hard to find some work life balance.

The Sweet Retirement Blog was created to share my journey towards achieving a comfortable retirement life. I believe we cannot simply rely solely on our Central Provident Fund savings when reaching old age. Neither can we rely solely on our bank savings as we all know the interest rates cannot beat inflation.

I am a strong believer that an early and comfortable retirement can be achieved by value investing and accumulation of passive income through stocks that pays stable and consistent dividends.

If I am lucky, I hope to reach financial independence and financial freedom before the age of 55!

10 thoughts to “About Me”

  1. Hi there, it’s good that you have a goal for financial independence before 55. However, I’m just wondering why you are finding your work so stressful? It is really not possible work enjoy your work, find meaning in your work, and do it for the challenge, satisfaction and stimulation? Why wait until financial independence to “do what you choose” ?

    1. Hi Siak Lim,

      It is difficult to describe how I felt about office jobs. The demands from the company just make the job stressful. (E.g. after office hour support, long working hours, office politics, profit and loss). The working hours are also very inflexible. Housing loans, car loan, child school fees all make up for the stress in my life.

      By achieving financial independence, this means I can wake up anytime I want, go wherever I wish, do whatever I want to.

      Best Regards
      My Sweet Retirement

  2. Hi (sorry don’t know your name),

    perhaps I’ve left the corporate world many years ago, and beginning to forget the corporate politics, demanding bosses and long working hours issues. I’m in a self employed arrangement now, so I have to worry about real business issues, but no politics and corporate ladder to climb and promotion to fight for…. My result is purely based on my ability and effort, which is a fair deal I feel.

    Anyway, nice chatting with you and I wish you can achieve your financial independence before 55! Jia you! 🙂

  3. Hi
    Good day, I am in mid 30s and I found that we have some mindset about the office work and only depend hard work it wont enough for retirement even I am still single now. I am newbie in investment , I am still learning and my budget for investment is limited. Do you have any good tips to starting up as a new beginner in buying share or blue chips. I paid off my study loan I have little cash on hands , but CPF still have money to play around. But it is good to read you blogs that give me inspirations.

    Best regards
    Frank Lee

    1. Hi Frank, I am quoting AK from SSI. I am a strong believer of “CPF is meant for retirement, not investment”.
      If you have little cash, you can start off with ETF whereby a small amount allows you to diversify into many stocks. A good one is STI ETF.

  4. Hi,
    I am also in mid 30s, planning for financial independence by 50. Hope we can keep in touch for more sharing to achieve goal together.

  5. Somehow I found myself back to this site after more than 2 years! Quite unbelievable.

    So many financial bloggers dream about being financially independent. I’m not sure it’s really the right model. Most successful people we know don’t dream of that, they just do what they are passionate about first , become very good at it, and consequently make a lot of money and become rich, but they continue to do what they do without thinking of Retirement, even when they don’t need the money.

    This model sounds more correct to me. Working in a job that you hate then dream about financial independence sounds quite terrible way of living your life.

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.